and remortgaging
It is a good idea to review your mortgage every couple of years to make sure you are getting a good deal. We can help you to do this, but we will need to know details of your existing mortgage. For example
- The amount of loan outstanding
- Repayment
basis
- What
interest rate are you paying and for how long
- Are there any early
repayment charges?
- Term of mortgage
- Monthly payment
Just by completing a simple letter of authority we can contact your existing lender and find out all the relevant information that we need. Using this information, our expert advisers can then make a suitable recommendation.
Switching your mortgage can also be an opportunity to borrow extra money, especially if the value of your home has increased since you took out your existing mortgage.
Re-mortgaging has become simpler & more common over the years. Some lenders will even offer special remortgage packages where they pay for your legal and valuation fees. There are many deals across the whole of the market and we will take into account what all the lenders are offering and find the best deal for your circumstances.
