Our approach is based on the principle that a sound financial base is essential in order to meet your longer term objectives in life, and to succeed you need to plan ahead.

Choosing a mortgage could be one of your most important financial commitments. Our aim is to provide you with a comprehensive service that will help you meet your long term goals. We offer:

• Advice which is independent of any bank, building society, insurance company or investment group.
  
  
• Discussions with, and recommendations from, your specialist mortgage adviser both initially and when you require further advice in the future. These are normally over the telephone but appointments can be made if preferred. Your mortgage adviser is qualified and Private Wealth Mortgages Limited is regulated by the Financial Services Authority, number 445980. However, Buy to Let mortgages do not come under this regulation.
  
  
• Expert advisers that will listen to your needs, and discuss and explain the options available to you. Our advice will cover the methods of mortgage repayment open to you as well as the vast selection of interest rates offered by all lenders.
  
  
• Referral to an Independent Financial Adviser if you require an investment product regulated by the FSA to run along side your mortgage.
  
  
• Detailed correspondence confirming the advice we have given. We will liaise with your other advisers if necessary in order to ensure you are given advice specifically to fit your requirements and circumstances.
  
  
• Selection of the most appropriate lender to meet your circumstances and a constant review of the mortgage market to ensure that we choose the appropriate lender offering competitive products. However we are not liable for any of the delays incurred in the processing, but we will be proactive to ensure process is as quick and smooth as possible.
  
  
• Verification of your mortgage offer to make sure the terms and conditions meet with your approval.
  
  
• A review of your mortgage regularly and contact you with ongoing advice.
  
  
• Access to competitive rates for insurances relating to your mortgage contract, ie life assurance, buildings and contents insurance, accident sickness and unemployment insurance.
  
  
• Confidentiality, and we undertake to treat all of your information as private and confidential. We do not disclose your information to anyone else unless authorised by you to do so.
  
  
• From time to time we may contact you to let you know about other services and products we feel you may be interested in.
  
  

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.